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Car dealers usually offer financing through their preferred lenders, but that’s not your only option. Getting pre-approved directly with a lender helps you to negotiate the best auto loan rate before you even get to the lot and probably save money in the long run. Salesmen like to focus on...

Purchasing a used car can save you time and money. And while the overall experience of used car shopping is much like new car shopping, there are some key differences.

Auto Loans It can help you negotiate a better deal. It can help you figure out how much you can afford before you begin car shopping. Ensures you get the best rate. Easier to shop around (for both the car and the loan). You won’t spend as much time at the dealership. Keeps options open. No ...

Rates as low as 4.59% APR (Annual Percentage Rate) are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates may be higher for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years and a lower credit score.

Your new car loan will build your credit rating as you make on-time payments. Getting a loan for a car also contributes to your credit mix and can improve your credit score. Refinancing your auto loan by negotiating with new lenders and leveraging your credit rating can reduce your interest rate and save money.

Now you can get the keys and drive it off the lot, with a low-interest used-car loan from LightStream, our national online lending division. With loan proceeds deposited into your account as soon as today3, you have the power to negotiate and close your best deal as a cash buyer.

Use our car loan calculator to calculate auto payments over the life of your loan. Enter your information to see how much your monthly payments could be. You can adjust length of loan, down payment and interest rate to see how those changes raise or lower your payments. 0.

† See why your actual APR may differ. Used car (dealer): Example: A 5-year, fixed-rate used car loan for $23,000 would have 60 monthly payments of $ 419 each, at an annual percentage rate (APR) of 3.49 %. Refinance: Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of $ 402 each,...

Get approved for your next auto loan, head to the dealer for the test drive and shop with confidence. Use the auto loan calculator for estimated rates and payments. Auto Refinance. Lower your monthly car payment and refinance your existing auto loan through Chase.

Chase Auto Finance enjoy flexible car buying and auto loan options for new and used cars. Or see if refinancing is right for you.

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